Retired Clients
Services Catered to Retired Clients
- Cash flow budgeting, which includes conducting a review of income and spending to ensure maintenance of sufficient assets to last throughout the client’s life;
- Manage investments in accordance with the client’s cash flow, volatility and total return objectives;
- Budget for large purchases such as a home or vehicle and determine appropriate financing for the same;
- Evaluate and budget for retirement facilities;
- Charitable gift planning;
- Help clients provide for grandchildren’s education expenses, including education saving account selection and investment options;
- Income tax planning to maximize available deductions and credits;
- Work with legal professionals to update estate plans;
- Review insurance protection with respect to health care, long-term health care, life, property and casualty, and liability; and
- Financial estate planning review, which includes planning for IRA and retirement fund distributions.